Budget management program by iBilly

There are various ways to manage your budget. You can simply organize your finances, but you can also delve deeper into it. Understanding and keeping track of your budget can be difficult, especially when it comes to maintaining it. iBilly is happy to guide you through the different ways you can manage your budget. Read on quickly and discover our valuable tips.

The code to manage your budget

Managing your budget involves having your budget in order administratively. Usually, this also means having control over your budget. For many, the goal is to come out exactly at the end of the month with income and expenses and still save some money. Others are satisfied when they achieve certain savings goals or come out exactly at the end of the month. The code to come out at the end of the month is simply: have more left over than you spend monthly. Many people still find this difficult, often because they overlook their expenses.

Before you start with a budget management program, it is wise to determine your monthly budget. You can build on this with the budget management program. Many people want to work with a budget management program because they spend too much money. However, this doesn’t have to be the only reason. It may also be that you want to maintain your current spending pattern. Whatever your reason is, we recommend keeping track of your finances. You can easily do this in the iBilly app. This is the first step towards awareness. But how can you start (saving) the best way?

Primary and Secondary Expenses

There are different ways to manage your budget. In the past, people used to keep a ‘household book’. This was a document in which household expenses, such as groceries, household help, and utilities were recorded. This was then a form of ‘budget management’ program. Nowadays, you can keep track of it digitally in Excel and even online budget assistance. You can do this with iBilly as well. iBilly is your digital budget management coach. You can even set savings goals and limits. This way, you have control over your own wallet!

You can make a distinction between primary and secondary expenses yourself. Primary expenses are, for example, health insurance, energy costs, and mortgage payments. Secondary expenses are, for example, extra groceries, a visit to the hairdresser, and shopping. You have control over your spending pattern. You can also make changes to that. We recommend keeping track of it first in the iBilly app. Then you can see from that point where you can make changes. In addition to keeping track and responding to that, you can also choose savings goals. This often provides an extra bit of motivation as you work towards your desired goal.

Would you like to have an extra overview of all your income and expenses? Download the iBilly app now. Discover your new (digital) household book and go for a financial overview.

Ben je er klaar voor? Je kunt op z'n minst een kijkje nemen in de app... pas wel op! Hij werkt zeer verslavend! download de app!

Get Mobile App

You’ll get a consistent user experience, whichever platform you use.